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SMART- Quotes is a trading name of SMART- Quotes Limited. The use of SMART- Quotes is subject to the following terms and conditions:

All reasonable steps have been taken to ensure that information on our website is accurate, but SMART- Quotes does not warrant that such information is accurate or complete. Much of the information given is supplied by third parties such as partner websites or financial advisers and in such cases you should refer to the third party’s terms and conditions of business as they may differ from our own.

Information and data published on our site is for information only and we do not hold ourselves out as giving advice. You are recommended to discuss your requirements with an independent financial adviser and you should consider taking either professional or legal advice before entering into any binding contract.

SMART- Quotes is intended for your own private non-professional use. You may not use and should ensure that no other person uses the information supplied by us for resale, redistribution or other commercial use. You may not in particular use SMART- Quotes for carrying out any investment business as defined by the Financial Services Act 1986. If you copy or transmit any SMART- Quotes pages you must agree that all terms, conditions, waivers and disclaimers continue to apply.

SMART- Quotes will not be responsible for any loss or damage (including consequential loss) arising directly or indirectly from the use of its site and all information provided is on an ‘as is’ basis. Where links are received from other websites we cannot be responsible for information given or any advice purporting to be given by such sites. All warranties whether express or implied under law, including without limitation any warranty for information, data services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness for purpose and infringement of third party property rights are hereby expressly excluded. Nothing in these terms and conditions shall exclude, limit or restrict our duties and liabilities to you under the Financial Services Act 1986 or any conduct of business rules which we are bound to observe.

The comparative information on financial products provided by our site may not include all products that are available on the market.

Some products may be available at a lower or higher cost than quoted on the site, for example, where an intermediary has negotiated special terms with a product provider.

Whilst we take reasonable care to ensure that the information on our site is accurate and up to date, there may be occasions when this is not possible. For instance, when a product provider changes product rates or features, a period of time may elapse before we are notified of such a change and are able to update the website. This is particularly the case when base rates change, or other major unforeseeable financial events occur.

These terms and conditions are governed by English Law. SMART- Quotes is designed for use in the United Kingdom and you must not use the service in countries where it is restricted or prohibited by local legislation.

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